Archive for the ‘Health Insurance’ Category

postheadericon Health Insurance for USA Visitors and Travelers

Travelers
If you already have some California health insurance coverage, but you regularly travel within the US, you might need to consider purchasing some extra insurance to cover risks that relate to travel, so that you are covered in the event of an accident or emergency.

USA visitors
If you have relatives or friends overseas who want to come and visit you, it’s important they understand the importance of buying some health insurance prior to embarking on their trip. With the high cost of medical care, becoming unwell or suffering an injury while travelling can prove financially devastating, and after all, we want our visitors to have fond memories of their trip!

Visitor health insurance can be purchased for as little as 5 days and up to 3 years cover, and is surprisingly affordable. A month’s coverage can cost as little as around $30 for a basic plan. For a small investment it is worthwhile for visitors to at least purchase some health insurance cover as a safety net.

You can also purchase travel medical insurance if you intend leaving the country, to cover you for emergency medical treatments in the event of accident or disaster.

Scope of coverage
Whether you are purchasing health insurance or travel health insurance for the US or overseas, it is important to be familiar with the scope of the policy, so you are well aware of any possible out-of-pocket expenses you might incur if you require unexpected medical treatment while travelling.